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Software & SaaS · Verdict

10 Best Live Chat Software of 2026

By the KeenVerdict research desk · Updated November 9, 2026 · Next review December 24, 2026 · 10 products scored

Our pickTidioSmall support and sales teams, especially online stores, that want a free start and a low paid tier with 10 seats.8.8

Our verdict

Tidio gives small teams the most for the money: a free plan, a $24.17 Starter plan with 10 seats and the Lyro AI agent as an add-on. LiveChat, rebranded as Text for new customers, is the most polished chat-to-sales tool but costs more per seat. Crisp and Freshchat are strong value picks for teams that also want a shared inbox, and tawk.to is the answer if the budget is zero. Intercom and Zendesk are the deepest platforms, but chat is one part of a larger help desk you pay for per seat.

The short answer

Tidio is the best live chat software for small support and sales teams in 2026; LiveChat, now sold as Text, suits teams that want chat to drive revenue; tawk.to is free for life with unlimited team members, and Tidio's own paid Starter plan costs $24.17 per month on annual billing.

This list is for support leads, sales teams and store owners who want a chat widget on their website so visitors can get answers in real time. It covers chat-first tools, help desks with a strong chat channel and free options. We compared documented features and published prices; we did not run hands-on tests. Scores weigh features at 40 percent, ease of use at 30 and value at 30. Watch the pricing unit: some vendors charge per agent, some per workspace and some by the number of conversations.

By the numbers

The ranking at a glance

  1. 1TidioSmall support and sales teams, especially online stores, that want a free start and a low paid tier with 10 seats.8.8
  2. 2LiveChat (Text)Sales-minded support teams and online stores that want chat to bring in revenue and can pay per seat.8.7
  3. 3CrispSmall and growing teams that want flat pricing with several seats included, rather than paying per agent.8.6
  4. 4FreshchatSupport teams that want a free chat widget for a large team now and AI and social channels later.8.6
  5. 5tawk.toSmall businesses and nonprofits that need live chat with no software cost and can accept tawk.to branding.8.6
  6. 6IntercomSaaS and tech companies that want chat, help center and an AI agent that resolves a large share of questions.8.5
  7. 7HubSpot Live ChatTeams already on HubSpot, or that want every chat saved to a free CRM record.8.4
  8. 8LiveAgentBudget-conscious teams that want chat, email and phone in one inbox and prefer to pay their own AI provider directly.8.3
  9. 9ZendeskLarger support teams that need chat, email, phone and AI agents in one routed queue.8.2
  10. 10OlarkLead-focused teams that want simple human chat, or a flat-priced AI agent with no usage bills.8.0

How we scored

Every product gets the same three scores out of 10. We compared documented features and published prices; we did not run hands-on tests.

  • 40%Features
  • 30%Ease of use
  • 30%Value

Full scoring method

  1. No. 1, our pick

    Tidio

    A live chat and ticketing tool for small businesses, with the Lyro AI agent and Flows automations sold as add-ons.

    8.8of 10

    Best for Small support and sales teams, especially online stores, that want a free start and a low paid tier with 10 seats.

    Features
    8.6
    Ease of use
    9.1
    Value
    8.8

    Price

    Free plan; Starter $24.17 per month on annual billing for 100 billable conversations; Growth from $49.17; Plus from $300

    Quoted from the Tidio pricing page on November 9, 2026: Starter Handle all customer conversations in one tool. Reply faster with smarter features. $ 24.17 /mo.

    Tidio is built for the business that wants a chat bubble on its site this afternoon and an AI agent later. The free plan already gives 10 seats and 50 billable conversations, and Starter, at $24.17 a month on annual billing, raises that to 100 conversations with live chat and ticketing, a live visitors list, operating hours and basic analytics. Growth, from $49.17, adds automatic chat assignment, advanced analytics, permissions, live typing preview, viewed pages history and macros. The Lyro AI Agent handles common questions with human handoff, and Tidio says its customers average a 75% resolution rate; it is sold separately from $32.50 a month after the first 50 free conversations. Flows, the no-code automation builder, is also its own add-on. The model works well at low volume, but costs climb as conversations grow, so check the calculator before you commit.

    What works

    • +Free plan with 50 billable conversations and 10 seats
    • +Paid Starter plan also includes 10 seats
    • +First 50 Lyro AI conversations are free

    What does not

    • −Starter caps you at 100 billable conversations
    • −Automatic chat assignment and macros need Growth
    • −Lyro and Flows are priced separately from the chat plan
    Free plan
    Yes, 50 billable conversations, 10 seats
    Free trial
    7 days
    Lyro AI add-on
    From $32.50 per month

    Visit tidio.com|Read the full Tidio review

  2. No. 2

    LiveChat (Text)

    Text is the live chat product that LiveChat now sells to new customers, with an omnichannel inbox, AI agent and sales tracking.

    8.7of 10

    Best for Sales-minded support teams and online stores that want chat to bring in revenue and can pay per seat.

    Features
    8.8
    Ease of use
    9.2
    Value
    7.9

    Price

    Essential $19 per user per month billed annually; Growth $79; Enterprise custom

    Quoted from the LiveChat (Text) pricing page on November 9, 2026: Essential For small teams earning their first revenue from chat. $19 per user / month Billed annually

    LiveChat has moved new customers to Text, which the vendor describes as the next product from the team behind LiveChat; existing LiveChat customers keep their plans. Essential, at $19 per user per month billed annually, covers the chat widget and an omnichannel inbox with ticketing, selling through Shopify, 50 tracked live visitors, three proactive campaigns, workflow automation and one AI Agent with 10 AI resolutions. Growth, at $79, adds chat supervision and takeover, shared canned responses, unlimited chat history, 400 tracked visitors, 30 campaigns, team reports, chat topic insights, 10 AI Agents and 200 resolutions. Extra resolutions cost $49.50 per 50. The product leans clearly toward sales, with revenue tracking and Shopify selling built in. The catch is cost: per-user pricing adds up, and the most useful team features sit on Growth.

    What works

    • +14-day trial on Essential and Growth with no credit card
    • +Multiple website support on every plan
    • +Desktop apps for macOS and Windows plus an MCP server

    What does not

    • −No free plan
    • −Essential tracks only 50 live visitors and includes 10 AI resolutions
    • −Growth jumps to $79 per user
    Free trial
    14 days, no credit card
    AI resolutions included
    10 on Essential, 200 on Growth per month
    Extra AI resolutions
    $49.50 per 50

    Visit livechat.com|Read the full LiveChat (Text) review

  3. No. 3

    Crisp

    A chat widget and shared inbox priced per workspace, with seats included and an AI agent called Hugo.

    8.6of 10

    Best for Small and growing teams that want flat pricing with several seats included, rather than paying per agent.

    Features
    8.5
    Ease of use
    8.6
    Value
    8.8

    Price

    Free plan with 2 seats; Mini $45 per month per workspace; Essentials $95; Plus $295

    Quoted from the Crisp pricing page on November 9, 2026: Mini For early-stage companies who want to improve their customer service. $ 45 Per month, per workspace

    Crisp prices by workspace, not by agent, which makes it cheap for teams of four to ten. The free plan covers the website widget, a shared inbox, mobile apps, contact forms and ecommerce integrations with Shopify, Adobe, WooCommerce and Prestashop for two seats. Mini, at $45 a month, adds a shared email inbox, four seats, $5 of AI credits, shortcuts, chat triggers, private notes and unlimited data retention. Essentials, at $95, is where most teams will land: 10 seats, $25 of AI credits, an omnichannel inbox with WhatsApp Business, Instagram DMs and SMS, a workflow builder, an AI chatbot, a knowledge base, analytics and routing rules. Plus, at $295, adds the AI-first suite, ticketing, 100+ integrations and white labelling. The flat pricing is the draw; the tradeoff is that AI usage runs on credits that a busy site can use up.

    What works

    • +Free plan with 2 seats
    • +Mini includes 4 seats and Essentials 10 for a flat fee
    • +50% discount for nonprofits and students

    What does not

    • −Free plan includes no AI credits
    • −Omnichannel inbox and knowledge base need Essentials at $95
    • −Removing the Crisp watermark needs Plus at $295
    Free plan
    Yes, 2 seats
    Seats included
    4 on Mini, 10 on Essentials, 20+ on Plus
    Free trial
    14 days on any plan, no card

    Visit crisp.chat|Read the full Crisp review

  4. No. 4

    Freshchat

    Freshworks' messaging and live chat tool, with a free plan for up to 10 agents and Freddy AI on paid tiers.

    8.6of 10

    Best for Support teams that want a free chat widget for a large team now and AI and social channels later.

    Features
    8.5
    Ease of use
    8.4
    Value
    8.9

    Price

    Free plan for up to 10 agents; Growth $19 per agent per month billed annually; Pro $49; Enterprise $79

    Quoted from the Freshchat pricing page on November 9, 2026: $19 /agent/month, billed annually Expand support across channels, with AI Growth

    Freshchat has one of the most generous free plans here: up to 10 agents with a chat widget for web and mobile apps, a shared inbox, connected email and roles and permissions. Growth, at $19 per agent per month billed annually, adds social media messengers, text messaging, reporting and dashboards, and the Freddy AI Agent at $49 per 100 sessions. Pro, at $49, brings multilingual conversations, custom dashboards, intelligent routing, multiple SLA policies and an agent availability dashboard, with Freddy AI Copilot available for $29 per agent. Enterprise, at $79, adds skill-based routing and audit logs. Day passes from $2 help teams with part-time or seasonal agents. The weak spot is how costs stack: seats, AI sessions and Copilot are all billed separately, so a team using AI heavily should model the full bill rather than the seat price alone.

    What works

    • +Free plan for up to 10 agents
    • +Day passes for occasional agents from $2
    • +14-day trial gives access to the Enterprise plan

    What does not

    • −AI Agent sessions are billed on top of the seat price
    • −Freddy AI Copilot is a $29 per agent add-on
    • −Routing and SLA policies need Pro at $49
    Free plan
    Yes, up to 10 agents
    Paid tiers
    Growth, Pro, Enterprise
    AI Agent sessions
    $49 per 100

    Visit freshworks.com|Read the full Freshchat review

  5. No. 5

    tawk.to

    Free live chat with unlimited team members, paid add-ons for branding removal and AI, and hired human agents by the hour.

    8.6of 10

    Best for Small businesses and nonprofits that need live chat with no software cost and can accept tawk.to branding.

    Features
    7.6
    Ease of use
    8.6
    Value
    9.8

    Price

    Free for life; branding removal $29 per month; AI Assist from $29 per month; hired agents $1 per hour

    Quoted from the tawk.to pricing page on November 9, 2026: Don't remove it, and it is free for life.

    tawk.to gives its chat software away and charges for extras. The free product includes the widget, unlimited team members, smart triggers on URL, behavior or referrer, real-time visitor insight, auto-routing and departments, shortcuts and canned replies, file sharing, auto-translation and apps for iOS, Android, macOS and Windows. Setup is a single snippet or a one-click installer for Shopify, WordPress, Wix and more than 50 other platforms. The paid parts are clear: $29 a month removes the Powered by tawk.to branding, AI Assist starts at $29 a month and answers chats from your knowledge base and FAQs, and tawk.to will staff your chat with trained agents for $1 an hour. The free model suits small sites very well. Larger teams will miss the deeper reporting, SLA rules and AI controls of paid help desks, and some brands will not want the badge.

    What works

    • +No cost for the core chat, with no seat limit
    • +Shared inbox for WhatsApp, email and other channels
    • +Option to hire trained chat agents for $1 per hour

    What does not

    • −Removing the Powered by tawk.to branding costs $29 per month
    • −AI Assist is a paid add-on
    • −Fewer reporting and routing controls than paid help desks
    Free plan
    Yes, free for life
    Team members
    Unlimited
    Hired agents
    $1 per hour

    Visit tawk.to|Read the full tawk.to review

  6. No. 6

    Intercom

    A customer service platform built around the Messenger chat widget and the Fin AI agent, priced per seat plus per outcome.

    8.5of 10

    Best for SaaS and tech companies that want chat, help center and an AI agent that resolves a large share of questions.

    Features
    9.4
    Ease of use
    8.4
    Value
    7.4

    Price

    Essential $29 per seat per month billed annually ($19 for new customers); Advanced $85; Expert $132; Fin $0.99 per outcome

    Quoted from the Intercom pricing page on November 9, 2026: Intercom helpdesk $29 $19 per seat/mo New customers save 35%

    Intercom started as a chat widget and is now a full help desk, but the Messenger is still the center of it. Essential, at $29 per seat per month billed annually or $19 for new customers who get 35% off, includes Messenger live chat, a shared inbox and ticketing, pre-built reports, a public help center and basic automation. Advanced, at $85, adds the workflow automation builder, multiple team inboxes, round robin assignment, a multilingual help center and 20 free Lite seats. Expert, at $132, adds SSO, HIPAA support, SLAs and multibrand Messenger. The Fin AI Agent is billed at $0.99 per outcome on every plan, and it can also run on top of Salesforce, HubSpot or Freshdesk. The product depth is the best here. The cost is harder to predict: high-traffic sites pay both for seats and for every Fin resolution.

    What works

    • +Strong AI agent that also works with other help desks
    • +14-day trial with all features and no card
    • +Early Stage program for startups under $10M raised

    What does not

    • −No free plan
    • −Fin outcomes add a usage bill on top of seats
    • −Workflow automation needs Advanced at $85 per seat
    Free trial
    14 days, no credit card
    Fin AI Agent
    $0.99 per outcome
    Lite seats
    20 free on Advanced, 50 on Expert

    Visit intercom.com|Read the full Intercom review

  7. No. 7

    HubSpot Live Chat

    Free live chat and chatbot builder inside HubSpot's CRM, with paid Service Hub tiers for larger teams.

    8.4of 10

    Best for Teams already on HubSpot, or that want every chat saved to a free CRM record.

    Features
    8.0
    Ease of use
    8.7
    Value
    8.6

    Price

    See vendor pricing (USD check pending)

    US price check pending. See the HubSpot Live Chat pricing page.

    HubSpot's chat is the natural choice for teams whose sales and marketing already run on HubSpot. The live chat tool is integrated with a no-code chatbot builder that can qualify leads, book meetings and answer common questions, and it is available for free. Every conversation lands in a universal inbox on the free CRM, so agents see the contact's history and can take notes, send emails, make calls, schedule tasks and create tickets from the same screen. Targeted welcome messages can differ by page or segment, office hours tell visitors when someone is around, and email capture keeps missed chats from going cold. The free plan covers up to two users; Starter, Professional and Enterprise add seats, AI agents and the full help desk. The pricing page shows only euros from our location, so check the US price on HubSpot's site.

    What works

    • +Chat and chatbots available on the free plan
    • +Each chat is stored against the contact in the CRM
    • +Reply from Slack or the HubSpot mobile app

    What does not

    • −Free plan is limited to 2 users
    • −Help Desk and the Customer agent sit on Professional
    • −US dollar pricing could not be confirmed from our location
    Free plan
    Yes, up to 2 users
    Paid tiers
    Starter, Professional, Enterprise
    Chatbot builder
    Free, no coding required

    Visit hubspot.com|Read the full HubSpot Live Chat review

  8. No. 8

    LiveAgent

    A help desk with live chat, email, social, WhatsApp and a call center, with AI on every plan and no per-resolution fee.

    8.3of 10

    Best for Budget-conscious teams that want chat, email and phone in one inbox and prefer to pay their own AI provider directly.

    Features
    8.4
    Ease of use
    7.6
    Value
    9.0

    Price

    Starter $15 per agent per month billed annually (offer price $11 until Nov 22, 2026); Team $29; Business $49

    Quoted from the LiveAgent pricing page on November 9, 2026: Starter Monthly $15 · regular $19 Annual $11 · regular $15 per agent / month

    LiveAgent bundles live chat into a full help desk at prices well under the big platforms. Starter, at $15 per agent per month on annual billing (with an $11 offer price for trials started by November 22, 2026), covers up to five agents with email, live chat, contact forms, a knowledge base, AI answer drafts, an AI chatbot and SSO. Team, at $29, adds Facebook, Instagram, X, Viber, WhatsApp, Telegram and calls, plus agent, department, channel and SLA reports, CSAT surveys, SLA rules and custom roles. Business, at $49, adds more AI agents, an MCP server, branding removal and audit logs. AI runs on your own provider at its price, which LiveAgent puts at two to four cents a chat. The interface is dense compared with chat-first tools, and Starter leaves out social channels and reporting, so most teams will want Team.

    What works

    • +30-day free trial with no credit card
    • +No LiveAgent fee per AI resolution
    • +Free migration from Zendesk, Freshdesk or Help Scout

    What does not

    • −Starter is capped at 5 agents and 2 live chat buttons
    • −No social channels, calls or reporting on Starter
    • −Branding removal needs Business
    Free trial
    30 days, no credit card
    AI cost
    Billed by your AI provider, no LiveAgent fee
    Agent limits
    5 on Starter, 15 on Team

    Visit liveagent.com|Read the full LiveAgent review

  9. No. 9

    Zendesk

    A customer service suite where messaging and live chat come with Suite plans, alongside AI agents, ticketing and voice.

    8.2of 10

    Best for Larger support teams that need chat, email, phone and AI agents in one routed queue.

    Features
    9.2
    Ease of use
    7.8
    Value
    7.2

    Price

    Messaging and live chat from Suite Team at $55 per agent per month paid yearly; Suite Professional $115

    Quoted from the Zendesk pricing page on November 9, 2026: Suite Team For teams ready to unify support channels and automate resolutions with AI Agents. $55 agent/month paid yearly

    Zendesk is the choice when chat is one channel among many in a large support operation. Messaging and live chat arrive with Suite Team, at $55 per agent per month paid yearly or $69 monthly; the cheaper Support Team plan is email and ticketing only. Suite Team also includes AI agents for web, in-app chat and social messaging, an AI Knowledge Base, the AI Action Builder, omnichannel routing and telephony, with five automated resolutions per agent each month. Suite Professional, at $115, adds skills-based routing, AI writing tools, AI quick reports and an admin copilot. Copilot for agents costs $50 per agent on top. The depth is real, and routing chats, calls and emails through one engine matters at scale. For a small team that only wants a website chat bubble, it is far more tool and far more cost than needed.

    What works

    • +Chat, email, voice and social in one routed workspace
    • +Automated resolutions included per agent each month
    • +14-day trial of Suite Professional

    What does not

    • −Live chat needs Suite Team, not the $19 Support Team plan
    • −Copilot is a $50 per agent add-on
    • −Setup and admin take more effort than chat-first tools
    Live chat from
    Suite Team, $55 per agent paid yearly
    Monthly billing
    $69 per agent on Suite Team
    Included automated resolutions
    5 per agent per month on Suite Team

    Visit zendesk.com|Read the full Zendesk review

  10. No. 10

    Olark

    Live chat sold since 2009, now with an optional AI Website Agent at a flat price with unlimited conversations.

    8.0of 10

    Best for Lead-focused teams that want simple human chat, or a flat-priced AI agent with no usage bills.

    Features
    7.7
    Ease of use
    8.6
    Value
    7.8

    Price

    Live chat $29 per agent per month; Standard AI Website Agent $400 per month billed annually with one seat

    Quoted from the Olark pricing page on November 9, 2026: human-only live chat is $29/agent/month, the same product our customers have trusted since 2009.

    Olark has sold live chat since 2009 and keeps its pricing simple. Human-only live chat is $29 per agent per month and includes a shared console with visitor location, pages viewed and visit history, saved responses, agent groups, routing rules, chat limits, custom pre-chat and offline forms, chatbox branding and email follow-up. The Standard AI Website Agent costs $400 a month billed annually, includes one human seat and has no conversation cap; it trains on your site, qualifies leads in conversation and hands off to a person in the same thread. Proactive triggers can use pages viewed, time on site, scroll depth, return visits and UTM source. CRM integrations include HubSpot and Salesforce. The human tier is fairly basic next to Text or Crisp, and the jump to $400 for AI only pays off for sites with steady lead traffic.

    What works

    • +AI agent priced flat with unlimited conversations
    • +Proactive triggers on UTM source, scroll depth and return visits
    • +WCAG 2.1 AA certified chatbox on Olark Classic

    What does not

    • −No free plan
    • −AI agent costs $400 a month, a big step from human-only chat
    • −WhatsApp, SMS and chat ratings are Olark Classic features
    Free trial
    14 days, no credit card
    AI Website Agent
    $400 per month billed annually
    Extra seats with AI
    $29 per agent per month

    Visit olark.com|Read the full Olark review

Before you choose

Check the pricing unit before comparing

Text and Intercom charge per user, Crisp charges a flat fee per workspace with seats included, and Tidio prices by billable conversations. A five-person team can pay very different totals for similar headline prices, so price your real team size and chat volume.

Decide how much AI you want answering first

Most tools now put an AI agent in front of the human team. Intercom bills Fin at $0.99 per outcome, Freshchat sells Freddy AI Agent sessions at $49 per 100, and Olark charges a flat $400 a month for unlimited AI conversations. Estimate how many chats the AI would close before you compare totals.

Look at visitor tracking and proactive messages

Sales teams get the most from chat when they can see who is on the site and start the conversation. Text tracks 50 live visitors on Essential and 400 on Growth, tawk.to fires triggers on URL, behavior or referrer, and Olark can trigger on UTM source, scroll depth and return visits.

Plan for channels beyond the website

Visitors often follow up on WhatsApp, Instagram or email. Crisp adds WhatsApp, Instagram, SMS and more on Essentials, LiveAgent adds social channels and calls on its Team plan, and Freshchat adds social messengers and text messaging on Growth.

Connect chat to your CRM or store

Chats are more useful when they land next to the customer record. HubSpot stores every chat in its free CRM inbox, Tidio has native Shopify actions, and Crisp syncs conversations with Shopify, WooCommerce, Adobe and Prestashop.

Questions readers ask

What is the best live chat software for a small business?
Tidio is our top pick, with a free plan and a Starter plan at $24.17 per month on annual billing, both with 10 seats. LiveChat, now sold as Text, is the strongest option for selling through chat at $19 per user per month billed annually.
Is there free live chat software?
Yes. tawk.to is free for life with unlimited team members, and charges $29 a month only if you want to remove its branding. Freshchat has a free plan for up to 10 agents, Tidio and Crisp have free plans, and HubSpot includes live chat in its free CRM for up to 2 users.
How much does live chat software cost?
Per-seat tools on this list start at $15 per agent per month on annual billing for LiveAgent, $19 for Text and Freshchat, and $29 for Intercom and Olark. Crisp charges $45 per workspace with 4 seats included, and Zendesk includes chat from Suite Team at $55 per agent.
Which live chat tools include an AI agent?
Most do, priced in different ways. Intercom bills Fin at $0.99 per outcome, Text includes 10 AI resolutions on Essential, Freshchat charges $49 per 100 Freddy sessions, and Olark charges a flat $400 a month for unlimited AI conversations. LiveAgent includes AI on every plan and you pay your AI provider directly.
What happened to LiveChat?
LiveChat's pricing page now shows Text plans, which the vendor calls the next product from the team behind LiveChat. Existing LiveChat customers keep their plan, price and login, while new trials start on Text.

Questions or corrections: editorial@keenverdict.com

Read our disclosure and editorial policy. Prices change often; check the vendor page before you buy.

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