Sourced buyer statistics · published scoring · prices quoted from vendors
KeenVerdict

Sharp verdicts on the tools you’re choosing

Topic

Finance & accounting

Books, invoices, payroll and budgets.

Verdicts

  • Best Accounting Software

    QuickBooks Online is our top pick for most US small businesses: a free plan, then Simple Start at $38 per month. Zoho Books is the best value alternative at $15 per organization per month billed annually, and Wave is the cheapest full option with a free Starter plan and Pro at $19 per month.

    1. 1. QuickBooks Online8.8
    2. 2. Zoho Books8.8
    3. 3. Xero8.6

Statistics

  • Small Business Accounting Statistics

    Late payment is the core cash problem: Intuit QuickBooks found 59% of US small businesses had invoices more than 30 days overdue in 2026, up from 47% a year earlier, and Atradius found late payments touched 22% of US business-to-business receivables. Finance software is still far from universal, with Eurostat counting ERP use at 41.08% of small EU enterprises in 2025, while the Federal Reserve Banks found 46% of US employer firms used AI.