KeenVerdict
Software & SaaS · Verdict

10 Best VoIP Phone Services of 2026

By the KeenVerdict research desk · Updated November 6, 2026 · Next review December 21, 2026 · 10 products scored

Our pickRingCentral RingEXSmall and midsize businesses that want calls, texts, meetings and toll-free minutes from a single vendor on every plan.8.8

Our verdict

RingCentral RingEX is the best cloud phone system for most small and midsize businesses: its entry plan already includes unlimited domestic calling, call recording, business texts, toll-free minutes and 300-person meetings, and it scales to multi-site companies. Dialpad is the closest alternative and the better buy if you want AI transcripts and call summaries on the $15 plan, while Nextiva adds shared inboxes and basic ticketing for customer-facing teams. Quo and Ooma Office are the simplest to run for small offices, Zoom Phone fits companies already on Zoom, Vonage has the lowest promotional entry price, Aircall leads on CRM integrations, and 8x8 and GoTo Connect suit larger firms willing to get a quote.

The short answer

RingCentral RingEX is the best VoIP phone service for small and midsize businesses that want calls, texts and meetings on one plan in 2026, from $20 per user per month paid annually. Dialpad suits teams that want AI call transcripts and summaries on the cheapest plan, at $15 per user per month billed annually. Vonage Business Communications has the lowest listed entry price at $13.99 per line per month under a 12-month promotion.

This list is for small and midsize businesses replacing desk phones or an old office PBX with a cloud phone system that handles calls, business texts and voicemail. We compared documented features and published prices for 10 services and scored each on features, ease of use and value. Prices are the cheapest paid plan in US dollars as shown on the vendor's own page on the day we checked. Where a vendor publishes no price or showed us only another currency, the price is marked as pending. Taxes and regulatory fees are extra with most providers.

By the numbers

The ranking at a glance

  1. 1RingCentral RingEXSmall and midsize businesses that want calls, texts, meetings and toll-free minutes from a single vendor on every plan.8.8
  2. 2DialpadTeams that want call transcripts, summaries and action items without paying for an AI add-on.8.7
  3. 3NextivaCustomer-facing small businesses that want phone, text, shared inboxes and basic ticketing on one plan.8.6
  4. 4QuoStartups and small teams that mostly text and call customers from their phones and want quick setup.8.5
  5. 5Ooma OfficeSmall offices that want straightforward calling and a virtual receptionist without a contract.8.3
  6. 6Zoom PhoneCompanies that already run meetings on Zoom and want calling in the same app and admin portal.8.3
  7. 7AircallSales and support teams of three or more who need their phone system to sync with a CRM or help desk.8.0
  8. 8Vonage Business CommunicationsSmall businesses that want a low entry price for app-based calling and texting.8.0
  9. 98x8 WorkMidsize companies with staff in several countries that may add a contact center later.7.9
  10. 10GoTo ConnectBusinesses with in-house IT that want to design their own call flows and call many countries at no extra charge.7.9

How we scored

Every product gets the same three scores out of 10. We compared documented features and published prices; we did not run hands-on tests.

  • 40%Features
  • 30%Ease of use
  • 30%Value

Full scoring method

  1. No. 1, our pick

    RingCentral RingEX

    Cloud business phone system that bundles calling, business texting, video meetings and team chat in one app.

    8.8of 10

    Best for Small and midsize businesses that want calls, texts, meetings and toll-free minutes from a single vendor on every plan.

    Features
    9.5
    Ease of use
    8.5
    Value
    8.0

    Price

    Core from $20 per user per month paid annually, $30 paid monthly

    Quoted from the RingCentral RingEX pricing page on November 6, 2026: Core Unify calls, meetings, and chat in an all-in-one, professional app. $20 Price when paid monthly: $30 /user/month

    RingEX is the broadest all-in-one phone system we compared. The Core plan, at $20 per user per month paid annually or $30 paid monthly, already covers unlimited domestic calling, on-demand call recording, 100 toll-free minutes, 25 business texts per user each month and video meetings for up to 300 people, with an AI Virtual Assistant included. Advanced at $25 adds CRM integrations, links several sites under one account and raises the allowances to 1,000 toll-free minutes and 100 texts per user. Ultra at $35 brings 10,000 toll-free minutes, 200 texts, webinars and unlimited storage. Extras such as the AI Receptionist, which starts at $39, a Call Queues booster and a Business SMS booster are priced separately, so a busy front desk can push the bill up. The trial is limited to five users and two desk phones, and SMS is not available during the trial. For a company replacing a traditional office phone system, it covers the most ground in one contract.

    What works

    • +Calling, texting, meetings and chat are all in the entry plan
    • +Clear upgrade path for multi-location companies on Advanced
    • +Free trial for new subscribers covers up to five users

    What does not

    • −Core caps business texts at 25 per user per month
    • −CRM integrations start on Advanced at $25 per user per month paid annually
    • −Taxes and regulatory fees are added on top of the plan price
    Plans
    Core, Advanced, Ultra, plus an AI Customer Engagement Bundle
    Free trial
    Yes, up to five users and two desk phones
    Meetings
    Up to 300 participants

    Visit ringcentral.com|Read the full RingCentral RingEX review

  2. No. 2

    Dialpad

    AI-first cloud phone system with live call transcripts and automatic summaries built into every plan.

    8.7of 10

    Best for Teams that want call transcripts, summaries and action items without paying for an AI add-on.

    Features
    9.0
    Ease of use
    8.9
    Value
    8.0

    Price

    Standard $15 per user per month billed annually; 14-day free trial

    Quoted from the Dialpad pricing page on November 6, 2026: Standard $15 user/month Seamless customer and team communication with unlimited calls, AI-powered meetings, and built-in messaging

    Dialpad Connect stands out because its AI features are not an upsell. The Standard plan at $15 per user per month billed annually includes unlimited calls, team messaging and video meetings, along with real-time call transcription, voicemail transcription and AI Recaps that summarize calls and list action items. Pro at $25 adds key CRM integrations, 24/7 support and management for multiple offices, which most growing companies will want. Enterprise is quoted by sales and adds single sign-on, user access controls, unlimited office locations and a 99.9% uptime commitment. The apps run on desktops, phones, tablets and desk phones, and Dialpad supports local numbers in more than 50 countries for companies with staff abroad. The trade-offs are that the CRM link waits until Pro and that Dialpad warns the displayed price can change with region and currency. For a small business that wants searchable call notes from day one, it is the easiest strong option on this list.

    What works

    • +AI transcripts and summaries are part of the entry plan
    • +Runs on desktop, mobile, tablet and desk phones
    • +14-day free trial of Dialpad Connect

    What does not

    • −Key CRM integrations require the Pro plan at $25
    • −Single sign-on and unlimited offices are Enterprise only
    • −Dialpad notes prices can vary by region and currency
    Plans
    Standard, Pro, Enterprise
    Free trial
    14 days
    Uptime
    99.9% on Enterprise

    Visit dialpad.com|Read the full Dialpad review

  3. No. 3

    Nextiva

    Business phone and customer conversation platform that combines calling, texting, shared inboxes and light CRM.

    8.6of 10

    Best for Customer-facing small businesses that want phone, text, shared inboxes and basic ticketing on one plan.

    Features
    9.0
    Ease of use
    8.2
    Value
    8.3

    Price

    NEXT Core from $15 per user per month on annual billing

    Quoted from the Nextiva pricing page on November 6, 2026: NEXT Core For small teams $ 15 /user/mo $23 Save 35%

    Nextiva has moved beyond a plain phone line into a customer conversation platform, and that shows in the entry plan. NEXT Core costs $15 per user per month on annual billing and includes unlimited voice and video, 100 business texts per user, team collaboration, skills-based routing, shared team and personal inboxes and a basic CRM and ticketing system. It also includes 50 AI transcriptions, 50 AI summaries and 50 AI answer assist conversations per month. NEXT Engage at $25 adds live chat and a chatbot, 500 texts, 2,000 toll-free inbound minutes, single sign-on with Okta or Microsoft Entra ID and virtual faxing. NEXT Scale at $75 targets larger sales and service teams with unlimited texts and AI. The XBert AI employee is billed separately at $1.50 per conversation. Small businesses that mainly need extensions and voicemail may find the interface busier than they need, but companies that answer customer calls all day get more service tooling here than from most rivals.

    What works

    • +Customer service tools such as ticketing and shared inboxes come with the phone plan
    • +Low entry price for a full business phone
    • +24/7 phone, chat and email support listed on its plans

    What does not

    • −AI transcription and summaries are capped at 50 each per month on Core
    • −Live chat, toll-free minutes and single sign-on need NEXT Engage at $25
    • −XBert AI conversations cost $1.50 each on top of the plan
    Plans
    NEXT Core, NEXT Engage, NEXT Scale
    Texts on entry plan
    100 per user
    Toll-free minutes
    2,000 inbound on Engage, 10,000 on Scale

    Visit nextiva.com|Read the full Nextiva review

  4. No. 4

    Quo

    Simple business phone app built around shared numbers, texting and an AI call agent.

    8.5of 10

    Best for Startups and small teams that mostly text and call customers from their phones and want quick setup.

    Features
    7.8
    Ease of use
    9.3
    Value
    8.6

    Price

    Starter $15 per user per month billed annually, $19 billed monthly; 7-day free trial

    Quoted from the Quo pricing page on November 6, 2026: $ 15 Per user/per month Billed annually at $ 180

    Quo keeps the business phone simple. Starter costs $15 per user per month billed annually or $19 monthly and gives each user one new or ported local or toll-free number, calling and texting to US and Canadian numbers, voicemail transcripts and access to the Quo API. Every plan also includes Sona, an AI agent that can answer calls, with 1,000 free automation credits, which Quo equates to about 10 calls; more credits cost from $25 per month. The catch is that Starter leaves out features many offices expect, including phone menus, call transfers, group calling and automatic call recording. Those arrive on Business at $23 per user per month billed annually, together with AI call summaries, analytics and HubSpot and Salesforce integrations. Scale at $35 adds AI call tags and priority support. For a small team that lives in text threads and shared numbers, Quo is the quickest system here to get running.

    What works

    • +Very short setup for small teams
    • +Annual billing saves $48 per user per year on Starter
    • +Quo API and MCP connectors are included on every plan

    What does not

    • −Starter lacks phone menus, call transfers and auto call recording
    • −Calling and texting cover US and Canadian numbers
    • −Starter support is email tickets only
    Plans
    Starter, Business, Scale
    Free trial
    7 days
    AI agent credits
    1,000 included, extra tiers from $25 per month

    Visit quo.com|Read the full Quo review

  5. No. 5

    Ooma Office

    Small business phone system with a virtual receptionist and no-contract monthly pricing.

    8.3of 10

    Best for Small offices that want straightforward calling and a virtual receptionist without a contract.

    Features
    7.6
    Ease of use
    9.0
    Value
    8.6

    Price

    Essentials $19.95 per user per month, no contract

    Quoted from the Ooma Office pricing page on November 6, 2026: Essentials $19.95 Per User / Per Month No Contract Necessary

    Ooma Office suits small offices that want a dependable phone line and a virtual receptionist more than a large collaboration suite. Essentials costs $19.95 per user per month with no contract and includes unlimited calling across the US, Canada, Mexico and Puerto Rico, a virtual receptionist, the mobile app, digital fax and one free toll-free number with 500 inbound minutes a month. It does not include text messaging, which arrives on Pro at $24.95 along with the desktop app, call recording, enhanced call blocking and video meetings for 25 people, but only up to 250 texts a month. Pro Plus at $29.95 adds AI transcriptions, CRM integration, team chat, hot desking, call queuing and up to 1,000 texts. AI Receptionist and AI Answering Service are sold as add-ons on every plan. Pricing is per user and the plans are easy to compare, which makes Ooma simple to budget for. Teams that text customers heavily will outgrow the caps.

    What works

    • +Month-to-month plans with no contract
    • +Calling to Mexico and Puerto Rico included alongside the US and Canada
    • +Free number transfer and one direct-dial number per user

    What does not

    • −Essentials has no text messaging or desktop app
    • −Texts are capped at 250 per month on Pro and 1,000 on Pro Plus
    • −CRM integration and call queuing need Pro Plus at $29.95
    Plans
    Essentials, Pro, Pro Plus, Enterprise
    Contract
    None required
    Video meetings
    25 participants on Pro, 100 on Pro Plus

    Visit ooma.com|Read the full Ooma Office review

  6. No. 6

    Zoom Phone

    Cloud phone system added to Zoom Workplace, with calling, SMS, fax and AI call summaries.

    8.3of 10

    Best for Companies that already run meetings on Zoom and want calling in the same app and admin portal.

    Features
    8.6
    Ease of use
    8.5
    Value
    7.6

    Price

    See vendor pricing (USD check pending)

    US price check pending. See the Zoom Phone pricing page.

    Zoom Phone makes most sense for companies that already hold their meetings in Zoom. It is sold as a calling plan added to Zoom Workplace, so calls, meetings and chat live in one app and one admin portal. Zoom lists domestic calling on unlimited or metered plans, domestic SMS and MMS, 50 pages of online fax per month, a domestic phone number, call recording and metered international calling. AI features include post-call summaries, voicemail prioritization, task extraction and summaries of shared team text threads, and a Virtual Agent receptionist can answer calls around the clock. Zoom provides phone service in more than 49 countries and lets customers bring their own carrier, with a 99.999% uptime SLA. The pricing page we fetched showed only zloty and euro, so we could not confirm a USD price, and that is reflected in our value score. Firms that do not use Zoom for meetings will find more phone-focused features elsewhere on this list.

    What works

    • +Calls, meetings and chat share one app and one management portal
    • +99.999% uptime SLA listed by Zoom
    • +Integrations with Salesforce, Slack, Microsoft and Google

    What does not

    • −Pricing page showed us zloty and euro rather than USD
    • −International calls are metered on standard plans
    • −Unlimited domestic calling depends on which calling plan you choose
    Plans
    Phone bundled with Zoom Workplace Basic or Pro, metered and unlimited options
    Coverage
    PSTN in 49+ countries or bring your own carrier
    Uptime
    99.999% SLA

    Visit zoom.com|Read the full Zoom Phone review

  7. No. 7

    Aircall

    Cloud phone system for sales and support teams with deep CRM and help desk integrations and AI voice agents.

    8.0of 10

    Best for Sales and support teams of three or more who need their phone system to sync with a CRM or help desk.

    Features
    8.4
    Ease of use
    8.6
    Value
    6.8

    Price

    Essentials $30 per license per month billed annually, minimum 3 licenses

    Quoted from the Aircall pricing page on November 6, 2026: The Essentials plan starts at $30/license/month (billed annually)

    Aircall is built for teams whose calls need to land in a CRM or help desk. Essentials costs $30 per license per month billed annually, with a minimum of three licenses, and includes unlimited calls within the US and Canada, SMS and MMS, a shared team inbox, call recordings with AI transcripts, IVR menus with business-hours rules, basic dashboards and more than 250 integrations such as Salesforce, HubSpot, Zendesk and Shopify. It also includes 50 minutes per month of AI Voice Agents, which can answer and resolve calls. Professional at $50 adds AI call summaries, smart routing based on CRM data, queue callbacks, a Power Dialer, call whispering and barge, and full API access. Enterprise is for 25 or more licenses and adds single sign-on and HIPAA and SOC 2 compliance commitments. The minimum seat count and higher per-license price make it a poor fit for a two-person office, but sales and support teams get strong integrations.

    What works

    • +Widest CRM and help desk integration catalog we saw for a phone system
    • +Power Dialer and smart routing on Professional
    • +Annual billing saves 25% over monthly

    What does not

    • −Minimum of 3 licenses on every plan
    • −Highest entry price among the tools with published prices
    • −AI call summaries and live monitoring require Professional at $50
    Plans
    Essentials, Professional, Enterprise
    Minimum users
    3 on Essentials and Professional, 25 on Enterprise
    Integrations
    250+

    Visit aircall.io|Read the full Aircall review

  8. No. 8

    Vonage Business Communications

    Cloud business phone service with mobile and desktop apps, SMS, voicemail and optional desk phones.

    8.0of 10

    Best for Small businesses that want a low entry price for app-based calling and texting.

    Features
    8.0
    Ease of use
    8.2
    Value
    7.8

    Price

    Mobile $13.99 per line per month under a 12-month promotion, list price $19.99, plus taxes and fees

    Quoted from the Vonage Business Communications pricing page on November 6, 2026: 12-MONTH PROMOTION $19.99 SAVE 30% $13.99 per month/per line plus taxes & fees

    Vonage Business Communications keeps its entry plan inexpensive and app-based. Mobile is listed at $19.99 per line per month, shown at $13.99 under a 12-month promotion, plus taxes and fees. It covers the mobile and desktop apps, unlimited domestic calling, SMS and MMS and voicemail, but not desk phones. Premium, listed at $29.99 and $20.99 on promotion, adds VoIP desk phone support, team messaging, video meetings for up to 200 people, the App Center with more than 20 integrations and single sign-on. Advanced, listed at $39.99, adds on-demand call recording capped at 15 hours per month, visual voicemail with transcription and call groups. The structure is easy to follow, but useful extras such as recording and call groups sit in the top tier, and the promotional rate lasts a year. It is a reasonable low-cost option for app-first small businesses, with fewer built-in AI features than the leaders here.

    What works

    • +Lowest promotional entry price we saw on this list
    • +Texting is included on the cheapest plan
    • +More than 20 third-party integrations on Premium

    What does not

    • −The Mobile plan does not support VoIP desk phones
    • −Call recording is limited to 15 hours per month on Advanced only
    • −Promotional prices apply for 12 months and taxes and fees are extra
    Plans
    Mobile, Premium, Advanced
    Video meetings
    Up to 200 participants on Premium
    Features
    40+ listed by Vonage

    Visit vonage.com|Read the full Vonage Business Communications review

  9. No. 9

    8x8 Work

    Unified communications app for calls, video meetings and team messaging that shares a platform with 8x8's contact center.

    7.9of 10

    Best for Midsize companies with staff in several countries that may add a contact center later.

    Features
    8.8
    Ease of use
    7.6
    Value
    7.0

    Price

    See vendor pricing (USD check pending)

    US price check pending. See the 8x8 Work pricing page.

    8x8 Work is aimed at organizations that want one platform for calling, meetings and messaging, with room to grow into a contact center. The phone side covers auto attendants, intelligent routing, ring groups and call queues, business SMS and MMS, cloud fax and voicemail to email, on desktop, web, mobile and desk phones. 8x8 runs native phone service in more than 50 countries and backs the platform with a 99.999% uptime SLA. Meetings, team channels and AI features such as live transcription, meeting summaries, voicemail to text and noise suppression are built into the same app, and AI Studio lets customers build voice agents for after-hours calls. When a call moves from the contact center to back-office staff, the customer history travels with it because both share one data model. The drawback for small businesses is cost visibility: 8x8 does not publish prices, so you must request a quote, and its breadth brings more setup than the simpler tools on this list.

    What works

    • +99.999% uptime SLA across calls, meetings and contact center
    • +Phone system and contact center share customer data
    • +AI summaries and transcription built in without a separate tier

    What does not

    • −No public pricing; you need a quote
    • −More configuration than the simpler small business tools here
    • −Best value comes from using several 8x8 products together
    Uptime
    99.999% SLA
    Native phone service
    50+ countries
    Pricing
    By quote

    Visit 8x8.com|Read the full 8x8 Work review

  10. No. 10

    GoTo Connect

    Cloud phone system with meetings and messaging, customizable dial plans and an optional AI receptionist.

    7.9of 10

    Best for Businesses with in-house IT that want to design their own call flows and call many countries at no extra charge.

    Features
    8.6
    Ease of use
    7.8
    Value
    7.0

    Price

    Custom quote only for every plan; no published prices

    Quoted from the GoTo Connect pricing page on November 6, 2026: An award-winning smart business phone system that combines advanced cloud-based telephony with built-in meeting and messaging capabilities. Contact Sales

    GoTo Connect gives administrators a lot of control over how calls move through the business. The Phone System plan includes unlimited auto attendants and call queues, customizable dial plans, video meetings for up to 250 people, mobile and desktop apps and 24/7 support, and GoTo lists free calls to 50 countries. The AI Receptionist tier adds a virtual receptionist with 100 AI credits that answers calls, books appointments, routes callers by name and sends SMS follow-ups. Customer Experience plans add WhatsApp, social and SMS campaigns, web chat, surveys, a team inbox and an attendant console, and CX Complete combines everything. AI meeting summaries and an in-portal admin assistant are also available. GoTo customers quoted on its site describe managing changes themselves without dedicated IT staff. The weak point for small buyers is price transparency: every tier currently goes through sales, so you cannot compare costs online.

    What works

    • +Admins can change call flows without calling the vendor
    • +24/7 support with a stated 99.999% reliability
    • +Virtual fax and toll-free numbers available

    What does not

    • −Every plan is priced through sales
    • −AI Receptionist and advanced reporting cost extra
    • −Customer experience channels such as WhatsApp need higher plans
    Plans
    Phone System, Phone System + AI Receptionist, Customer Experience, CX Complete
    Meetings
    Up to 250 participants
    Pricing
    Through sales

    Visit goto.com|Read the full GoTo Connect review

Before you choose

Count texts, not just minutes

Most plans include unlimited domestic calling, but business texting is often capped. RingCentral Core allows 25 texts per user per month, Nextiva Core 100 and Ooma Pro 250, while Ooma Essentials has no texting at all. If customers text you often, check the allowance before you compare prices.

Check where phone menus and recording start

Auto attendants, call transfers, call queues and recording are not always in the entry plan. Quo Starter has no phone menu or call transfers, Vonage records calls only on Advanced, and Ooma adds call queuing on Pro Plus. List the call handling features you use today and price the plan that has them.

Compare annual and monthly prices

Headline prices usually assume annual billing. RingCentral Core is $20 paid annually and $30 paid monthly, and Quo Starter is $15 annually and $19 monthly. Ooma is one of the few with a flat no-contract monthly price. Promotional rates such as Vonage's 12-month offer also change after the first year.

Plan the move of your existing numbers

Vonage, Ooma, Quo, Zoom Phone and GoTo Connect all document number porting, which keeps the number customers already know; confirm it with any vendor before you sign. Porting takes time, so keep the old line active until the transfer completes, and decide which staff need direct numbers and which can share a main line or call queue.

Decide whether you need a CRM link

Sales and support teams benefit when calls log themselves in the CRM or help desk. Aircall has more than 250 integrations, while RingCentral and Dialpad add CRM integrations on their second tier. If nobody uses a CRM, a simpler plan saves money.

Questions readers ask

What is the best VoIP phone service for a small business?
RingCentral RingEX ranks first because its $20 Core plan, paid annually, includes unlimited domestic calling, call recording, business texts, toll-free minutes and video meetings. Dialpad is the best alternative at $15 per user per month billed annually, with AI call transcripts and summaries included.
What is the cheapest VoIP phone service?
Among published prices we checked, Vonage Business Communications Mobile was the lowest at $13.99 per line per month under a 12-month promotion, with a list price of $19.99. Dialpad, Nextiva and Quo all start at $15 per user per month on annual billing.
Can I keep my existing business phone number when switching to VoIP?
Usually, yes. Vonage, Ooma Office, Quo, Zoom Phone and GoTo Connect all document number porting on their sites. Keep your current line active until the port finishes so you do not miss calls during the move.
Do VoIP phone services include business texting?
Most do, but with limits. Quo, Vonage and Aircall include texting on their entry plans, RingCentral Core includes 25 texts per user per month and Nextiva Core 100, and Ooma includes texting only from its Pro plan.
Do I need desk phones for a cloud phone system?
No. Every service here works through desktop and mobile apps, so staff can call from a computer or smartphone. Desk phones remain an option on most plans, but Vonage supports them only from its Premium plan.

Questions or corrections: editorial@keenverdict.com

Read our disclosure and editorial policy. Prices change often; check the vendor page before you buy.

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