9 Best Investing Apps of 2026

Fidelity covers almost everything a new or everyday investor needs from one login. Online trades of US stocks, ETFs and options carry $0 commissions, and the company states there are no minimums to open an account and no account fees on retail brokerage accounts. Fractional shares let you put as little as $1 into an exchange-listed stock or ETF, which makes it practical to build a diversified portfolio from small, regular deposits. If you would rather not pick investments, Fidelity Go builds and manages a portfolio for you, charges no advisory fee while your balance is under $25,000 and starts investing once the account holds $10. Above $25,000 the fee is 0.35% a year, and that tier adds unlimited one-on-one calls with Fidelity's coaching team. The trade-off is breadth: the site and app offer many accounts, funds and tools, so first-time investors may need a little time to find their way around. Its pricing page could not be fetched from our checker, so the price row is marked pending.

Schwab is a close second and a strong fit for investors who expect to stay with one broker for decades. Its pricing page lists a $0 online commission on listed stocks and ETFs, $0 opening and maintenance fees and $0 minimums for individual and joint brokerage accounts, and the same terms for traditional, Roth and rollover IRAs. Fractional shares, formerly sold as Schwab Stock Slices, now cover more than 7,000 US-listed stocks and ETFs and start at $1, so a new investor can spread a small deposit across several holdings. Thousands of mutual funds in the Mutual Fund OneSource program and Treasury purchases also trade at $0 online. More advanced users get thinkorswim for charting and options. Costs appear at the edges: options carry $0.65 per contract, broker-assisted trades add $25 and funds outside OneSource can cost up to $74.95 per online purchase. The mobile app adds check deposit straight into brokerage and IRA accounts.

Robinhood keeps investing simple: its fee schedule says self-directed accounts pay $0 commissions on US-listed stocks, ETFs and their options through the app or website. The paid layer is Robinhood Gold at $5 a month, and it is where most of the value for everyday investors sits. Gold adds a 3% match on IRA contributions, which Robinhood says is worth up to $225 at the 2026 contribution limit, and 3.6% APY on eligible brokerage cash with no cap and no minimum. Members also get instant deposits up to 3 times portfolio value and lower index options fees of $0.35 per contract instead of $0.50. The catch with the match is commitment: you must stay subscribed to Gold for one year and keep the assets in the IRA for five years to keep the full 3%. Compared with Fidelity or Schwab, Robinhood has fewer account types and less research, but the app is the easiest on this list to pick up.

E*TRADE suits investors who start simple but expect to trade more over time. Its pricing page lists $0 commissions on US exchange-listed stocks, ETFs and no-load, no-transaction-fee mutual funds, with options at $0.65 per contract that drops to $0.50 once you place 30 or more trades a quarter. The Dime Buyback Program waives the contract fee when you close short options priced at 10 cents or less. Two platforms split the audience: the standard E*TRADE platform for aspiring and experienced investors and Power E*TRADE for active and advanced traders. Because E*TRADE is part of Morgan Stanley, savings, checking and CDs sit alongside your brokerage account through Morgan Stanley Private Bank. Costs show up for less common trades: broker-assisted orders add $25, OTC stocks cost $6.95 online and crypto carries a 0.50% fee on the dollar value of each trade. For buy-and-hold ETF investors, the core costs match Fidelity and Schwab.

Interactive Brokers has the deepest feature set here, and its IBKR Lite plan brings the cost of US stock and ETF trades to $0. Fractional shares are available on more than 10,500 US stocks and ETFs from USD 1, the largest range on this list, and IBKR says it pays 3.38% on uninvested USD cash with margin loans starting at 4.38%. A no-transaction-fee program covers over 150 ETFs, and recurring investments let you automate monthly buys. IBKR also lists overnight trading among its features, and the account reaches markets well beyond the US. The trade-off is complexity. IBKR offers Client Portal, IBKR Desktop, IBKR Mobile, Trader Workstation and the simpler IBKR GlobalTrader app, plus Lite and Pro pricing, so a beginner has to make more choices than at Fidelity or Robinhood. Starting on GlobalTrader or IBKR Mobile keeps things manageable, and Trader Workstation is there when you outgrow it.

Public is the most varied app on this list for someone who wants more than stocks and ETFs. It offers over 9,000 stocks, ETFs, corporate bonds, a Treasury ladder builder, options and 60+ crypto assets, and its disclosures describe commission-free trading as $0 commissions on US-listed registered securities. Retirement savers get traditional and Roth IRAs with a 1% match on annual contributions and no subscription required, plus a crypto IRA. Options traders receive a rebate of $0.06 to $0.18 per contract depending on monthly volume rather than paying a contract fee. Public also leans hard into AI, with a research assistant, daily market briefings, earnings call summaries and Generated Assets that turn a prompt into an investable index. A High-Yield Cash Account and a Bond Account pay interest on idle money. The extra products can feel like a lot for a first-time investor, and fractional bonds bought on Public cannot be moved to another broker.

Webull is built for investors who like to study the market before they buy. The fee schedule says Webull does not charge commissions for trading US-listed stocks, ETFs and options and has no deposit minimums, though certain index options carry a $0.50 per contract fee. The app includes charts, screeners, a heatmap, a calendar and paper trading with real-time quotes, so a new investor can test ideas without risking money. You can buy US stocks, international names through ADRs, fractional shares and OTC stocks, and set up recurring investments. For retirement, Webull offers traditional, Roth and rollover IRAs, and 401(k) rollovers are handled through Capitalize. Webull Premium costs $40.00 a year and adds a 3.5% match on IRA contributions, which is a low price for a match of that size. Webull Advisors, powered by BlackRock, covers people who want managed portfolios. The trading-heavy design is more than a passive ETF investor needs.

M1 is for investors who know roughly what they want to own and want deposits put to work automatically. Your portfolio is a Pie made of Slices, each a stock, ETF or nested Pie with a target percentage, and new money is spread across Slices to keep you near those targets, with one-click rebalancing when the market drifts. Dividends can be reinvested in the same security, spread across the whole Pie or moved to cash. M1 supports individual, joint and custodial brokerage accounts, traditional, Roth and SEP IRAs, and trusts. M1 Advisor, a fiduciary AI advisor that reads your real positions and balances, is free for clients. M1 says it charges no commission, trading or management fees on self-directed accounts, but a $3 monthly platform fee applies until you hold more than $10,000 on the platform, which makes it costlier than free brokers for small balances. M1 reports 400,000+ clients and $14B+ in client assets as of September 2026.

Acorns takes most decisions away from the investor, which is the point. Sign up, answer a few questions and Acorns recommends an expert-built, diversified portfolio, then Round-Ups invest the spare change from each card purchase, so a $2.50 purchase sends $0.50 into your account. Acorns says customers have invested over $7.3 billion in spare change. Plans are a flat monthly fee: Bronze at $4 covers the investment account and the Acorns Later retirement account, Silver at $8 adds a 1% IRA match on new contributions in the first year, and Gold at $12 raises that match to 3% and adds Acorns Early Invest for kids and Custom Portfolios with individual stocks and ETFs. Checking with Real-Time Round-Ups, paycheck splitting and access to 55,000+ fee-free ATMs is included. The flat fee is the weak spot: $48 or more a year is a large share of a small balance, and you cannot trade freely as at a broker.