Fyle (Sage Expense Management) review

Fyle, now sold as Sage Expense Management, takes the opposite approach to Ramp and Brex: it adds expense automation on top of the cards you already have. Growth costs $11.99 per active user per month billed annually with a 5-user minimum, and an active user is someone who creates an expense or has a card with transactions. It includes unlimited receipt scanning, receipt collection by text message, expense tracking from Gmail and Outlook, mileage and per diems, real-time card feeds, a statement parser, automated card reconciliation, policy checks and two-way QuickBooks Online and Xero sync. Business, at $14.99 with a 10-user minimum, adds multi-stage approvals, ACH reimbursements in the US, project tracking, multiple entities and Sage Intacct integration. The pricing is higher than Zoho Expense, and there is no free plan, but a company tied to its bank's card program avoids a card migration.

Who it is for

Teams that want to keep their existing bank cards and add receipt capture and reconciliation.

Price

Growth $11.99 per active user per month billed annually (5-user minimum); Business $14.99 (10-user minimum).

Growth Unlimited expense tracking and real-time card feeds $ 11.99 per active user*/month, billed annually
Quoted from the vendor pricing page on November 6, 2026.

Key features

• Receipt collection and expense completion by text message
• Real-time feeds from existing company cards
• Automated credit card reconciliation
• Mileage and per diem tracking
• Two-way QuickBooks Online and Xero sync; Sage Intacct on Business

Strengths and weaknesses

• Strength: No need to switch card issuers
• Strength: Charges only for active users
• Strength: Expense tracking from Gmail and Outlook
• Weakness: No free plan, and a 5-user minimum
• Weakness: ACH reimbursements need the Business plan
• Weakness: Multi-stage approvals need Business at $14.99

Key facts

• Free plan: No
• Growth: $11.99 per active user per month billed annually, 5-user minimum
• Business: $14.99 per active user per month billed annually, 10-user minimum

Where it ranks

Fyle (Sage Expense Management) is No. 7 in our Best Expense Management Software verdict.