Brex review

Brex covers the same ground as Ramp, with a stronger tilt toward global companies. Essentials costs nothing per user and includes global card acceptance with one local card program, AI-powered custom rules, accounting integrations, local currency wires, travel booking, bill pay, reimbursements and API access for up to two entities. Premium, at $12 per user per month, adds multiple expense policies with category rules and role-based exceptions, dynamic review chains, compliance audit detection, US and international multi-entity support, ERP and HRIS integrations, VAT documentation and live budgets. Enterprise adds unlimited entities and local card issuance, reimbursements and policies. For a company with offices in several countries the pricing is clear and the per-user price undercuts Ramp Plus, which also charges a platform fee. Smaller US-only teams may find the Essentials limits on policies and budgets tighter than Ramp's free tier.

Who it is for

Companies with staff or entities in several countries that want one card program.

Price

Essentials $0 per user per month; Premium $12 per user per month; Enterprise custom.

Plans start at $0 per user, per month, and more advanced features are available for $12 per user, per month.
Quoted from the vendor pricing page on November 6, 2026.

Key features

• Unlimited global cards accepted in 210+ countries and territories
• Reimbursements, bill pay and travel booking on Essentials
• AI-powered custom rules and compliance audit detection
• Multiple expense policies and dynamic review chains on Premium
• Local-currency cards and billing in 50+ countries

Strengths and weaknesses

• Strength: Free Essentials plan with reimbursements and bill pay
• Strength: Premium at $12 per user is cheaper than Ramp Plus
• Strength: Strong multi-entity and multi-country support
• Weakness: Essentials is limited to two entities
• Weakness: Custom expense policies and live budgets need Premium
• Weakness: Local card issuance needs Enterprise or Smart Card pricing

Key facts

• Free plan: Yes, Essentials at $0 per user
• Paid plan: Premium, $12 per user per month
• Card acceptance: 210+ countries and territories

Where it ranks

Brex is No. 2 in our Best Expense Management Software verdict.