Equifax Complete review

Equifax Complete is the bureau's own answer for people who want credit monitoring with some identity protection added. The base plan costs $9.95 per month or $99.95 a year and covers one adult with Equifax credit monitoring and alerts, an Equifax credit report lock and identity restoration services. Premier, at $19.95 per month or $199.95 a year, adds 3-bureau credit features, extra ID theft protection features and personal data removal from more than 100 people search sites. The Family Plan, at $29.95 per month or $299.95 a year, gives 2 adults the Premier features and adds Equifax credit monitoring for 4 kids, and Equifax says the dark web is monitored for your Social Security number. The product pages are thin on insurance limits and other detail compared with Aura or LifeLock, so check the plan terms. Single-bureau monitoring on the base plan is the main limit.

Who it is for

Credit-focused buyers who want a simple monthly plan from a bureau, with a family option.

Price

Complete $9.95 per month or $99.95 per year; Premier $19.95 per month; Family Plan $29.95 per month.

$9.95 / month. Cancel at any time; no partial month refunds.
Quoted from the vendor pricing page on November 10, 2026.

Key features

• Equifax credit monitoring and alerts
• Equifax credit report lock
• Identity restoration services
• 3-bureau credit features and personal data removal from 100+ people search sites on Premier
• Family Plan with Premier features for 2 adults and Equifax monitoring for 4 kids

Strengths and weaknesses

• Strength: Straightforward monthly pricing with yearly options
• Strength: Family plan includes credit monitoring for kids
• Strength: Equifax also offers free credit reports and security freezes on the same site
• Weakness: The $9.95 plan watches only the Equifax file
• Weakness: 3-bureau features need the $19.95 Premier plan
• Weakness: No partial month refunds on monthly billing

Key facts

• Cheapest plan: Complete, $9.95 per month
• Yearly price: $99.95
• Family plan: 2 adults and 4 kids, $29.95 per month
• Data removal: 100+ people search sites on Premier

Where it ranks

Equifax Complete is No. 7 in our Best Identity Theft Protection Services verdict.