Identity Guard review

Identity Guard is a sensible pick when price matters more than extras. The Value plan costs $90 for the first year, or $8.99 monthly, and already includes dark web monitoring, data breach notifications, high risk transaction monitoring, bank account, card and 401K monitoring, home and auto title monitoring, USPS address change alerts and $1 million of identity theft insurance with white glove fraud resolution. What Value lacks is credit monitoring. For that you step up to Total, from $19.99 per month, which adds 3-bureau credit monitoring, a monthly credit score and an Experian credit lock, or Ultra from $29.99. Family plans cover 5 adults and unlimited kids. The pricing page shows more than one discount for the same plan, so read the first-year and renewal lines before you pay. Safe browsing and a password manager are included, though Aura's security bundle goes further.

Who it is for

Budget buyers who want dark web and bank account monitoring with $1M insurance at a low annual price.

Price

Value $90 for the first year ($7.50 per month), renews at $107.88, or $8.99 monthly; Total from $19.99 per month; Ultra from $29.99 per month.

Discounted price is $7.50 $8.99 /mo Old price was: $8.99 $90.00 first year, renews at $107.88/yr
Quoted from the vendor pricing page on November 10, 2026.

Key features

• Dark web monitoring and data breach notifications on every plan
• Bank account, credit and debit card and 401K monitoring
• Home and auto title monitoring
• 3-bureau credit monitoring and Experian credit lock on Total and Ultra
• $1 million identity theft insurance with white glove fraud resolution

Strengths and weaknesses

• Strength: Low entry price for dark web and account monitoring
• Strength: Family plans cover 5 adults and unlimited kids
• Strength: 60-day money back guarantee on annual plans
• Weakness: The Value plan has no credit monitoring
• Weakness: Annual discount applies to the first year only
• Weakness: Pricing page shows several promotional prices at once

Key facts

• Insurance: $1 million
• Family plan: 5 adults, unlimited kids
• Credit monitoring: 3 bureaus on Total and Ultra
• Guarantee: 60 days on annual plans

Where it ranks

Identity Guard is No. 3 in our Best Identity Theft Protection Services verdict.