Stripe Billing review

Stripe Billing adds recurring billing and invoicing on top of Stripe Payments. On pay as you go it costs 0.7% of billing volume with no recurring fee, and Stripe says that covers billing transactions processed on and off Stripe but excludes one-off invoices. Subscriptions can be set up in the Dashboard, sold through Payment Links or Checkout, or built with the API. Dunning comes from Smart Retries, which retry failed payments at a time chosen by machine learning, plus automatic reminder emails and up to three recovery and retention automations with custom retry policies. Basic usage billing runs on the Meters API with up to 100M events a month included, while multidimensional rates and negotiated contracts go through Metronome, a Stripe product sold separately. The hosted customer portal is included, with a US$10 monthly charge for a custom domain. Card processing fees sit on top of the billing fee, so model both.

Who it is for

Developer-led SaaS companies that already take payments with Stripe and want billing in the same account.

Price

Pay as you go at 0.7% of billing volume with no recurring fee; annual volume plans and custom pricing on request.

Only pay for what you use, with no recurring fees. Best for low or unpredictable volume. 0.7% of Billing volume
Quoted from the vendor pricing page on November 9, 2026.

Key features

• Subscriptions through the Dashboard, Payment Links, Checkout or a custom integration
• Smart Retries that time failed-payment retries with machine learning
• Automatic reminder emails for missed or overdue payments
• Hosted customer portal and quotes before a subscription starts
• Meters API with up to 100M usage events per month included

Strengths and weaknesses

• Strength: No recurring fee on pay as you go
• Strength: Invoice auto-reconciliation for ACH credit and wire payments
• Strength: Multi-phase subscription schedules for planned upgrades
• Weakness: Payment processing fees are charged on top of the 0.7%
• Weakness: Advanced usage contracts run through Metronome, sold separately
• Weakness: A custom domain for the customer portal costs US$10 per month

Key facts

• Billing fee: 0.7% of billing volume
• Usage events included: Up to 100M per month
• Retention automations: Up to 3

Where it ranks

Stripe Billing is No. 2 in our Best Subscription Billing Software verdict.