Review · Finance & accounting
EveryDollar review
Ramsey Solutions' zero-based budgeting app, with a free manual version and a premium version that connects banks.
By the KeenVerdict research desk · Updated November 9, 2026
- Features (40%)
- 7.6
- Ease of use (30%)
- 8.8
- Value (30%)
- 8.0
EveryDollar is a zero-based budget from Ramsey Solutions, and it keeps things simple. The free version lets you create a monthly budget with unlimited categories and lines, enter and track transactions by hand, set up sinking funds, split transactions and set bill due dates, with support from a live person. Premium adds bank connection that streams transactions into the budget, paycheck planning around bill dates, custom reports, CSV export, a financial roadmap for long-term goals, a net worth projection and live Q&A sessions with coaches. Premium costs $79.99 a year, or $6.67 a month, after a 14-day free trial, but monthly billing is $17.99, the steepest monthly rate on this list. The app suits people already using the Ramsey baby steps. Those who want investment tracking or flexible budgeting styles will find Monarch or Simplifi broader.
Who it is for
People following the Ramsey approach who want a simple zero-based monthly budget.
Price
Free version; Premium $79.99 per year (about $6.67 per month) or $17.99 monthly after a 14-day free trial.
the premium version costs $6.67 per month when billed annually at $79.99, or $17.99 per month when billed monthly
Quoted from the vendor pricing page on November 9, 2026.
Key features
- Free monthly zero-based budget with unlimited categories and lines
- Sinking funds, split transactions and bill due dates on the free version
- Premium bank connection that streams transactions into the budget
- Paycheck planning, custom reports and CSV export on Premium
- Premium financial roadmap, net worth projection and live coaching Q&A
Strengths and weaknesses
- Strength: Permanent free version for manual budgeting
- Strength: Very simple monthly budget layout
- Strength: Live Q&A sessions with coaches on Premium
- Weakness: Bank sync requires Premium
- Weakness: $17.99 monthly billing is the highest here
- Weakness: Fewer investment tools than Monarch or Simplifi
Key facts
- Free plan: Yes, manual transactions
- Free trial: 14 days of Premium
- Method: Zero-based
Where it ranks
EveryDollar is No. 7 in our Best Budgeting Apps verdict.
Alternatives we scored
- Monarch8.9
- Quicken Simplifi8.7
- Copilot Money8.5
- YNAB8.3
Visit everydollar.com · Questions or corrections: editorial@keenverdict.com