Quicken Simplifi review

Quicken Simplifi is the value pick for people who want a full budgeting app without paying top prices. Instead of forcing one budgeting method, it starts with your monthly income, subtracts bills and subscriptions and produces a Spending Plan that shows how much you have left to spend per day for the rest of the month. You can add planned spending, include savings goals so that money is set aside, and ignore transactions you do not want counted. Quicken says it connects to over 14,000 financial institutions, and the app adds pre-built reports, investment tracking with cost basis and real-time quotes, projected cash flow with what-if scenarios and a retirement planner. One other person, such as a partner or advisor, can share the account. The listed price is $6.99 per month billed annually, and Quicken sometimes shows a lower promotional rate. The trade-offs are no free plan and sharing that stops at two people.

Who it is for

People who want a low-cost app that shows what is left to spend after bills, with cash flow projections.

Price

$6.99 per month billed annually, with promotional pricing shown at times.

$6.99 /month Billed annually
Quoted from the vendor pricing page on November 9, 2026.

Key features

• Spending Plan that subtracts bills and subscriptions from income and adjusts as you spend
• Connects to over 14,000 financial institutions
• Savings goals, pre-built reports and projected cash flow with what-if scenarios
• Investment tracking with cost basis, performance analysis and real-time quotes
• Retirement planner and sharing with one other person

Strengths and weaknesses

• Strength: Low annual price for a full-featured app
• Strength: Works with zero-based, envelope or 50-30-20 budgeting
• Strength: Projected balances help plan around upcoming bills
• Weakness: Billed annually, with no free plan
• Weakness: Sharing is limited to one other person
• Weakness: Quicken Classic desktop is a separate product

Key facts

• Platforms: Web and mobile
• Institutions: Over 14,000
• Sharing: One other person

Where it ranks

Quicken Simplifi is No. 2 in our Best Budgeting Apps verdict.