1040.com review

1040.com, part of Taxwell, charges one flat $34.99 for federal and state returns and says every feature is included for everyone, regardless of income or how it is earned. All forms and filing statuses are supported, along with most income sources, credits and deductions. You can log in, work through the whole return and preview the completed result at no charge, paying only when you are ready to submit. Email and chat support come with the price. Two extras are optional: paying from your refund through E-collect adds $29.95, and Audit Assistance from Protection Plus costs $34.95. The flat price beats TurboTax and TaxAct paid tiers for a complex return with state, but it costs more than Jackson Hewitt Online's $25 and more than FreeTaxUSA for a single state. There is no free tier for simple returns and no listed option for a tax pro review, so it suits confident filers who like predictable pricing.

Who it is for

Filers who want one all-inclusive price and the chance to preview the finished return before paying.

Price

$34.99 flat for federal and state, all features included.

$34.99 Just one simple price.
Quoted from the vendor pricing page on November 9, 2026.

Key features

• Federal and state returns for one $34.99 price
• All forms and filing statuses supported
• Free preview of the completed return before you pay
• Email and chat support included
• Optional Audit Assistance from Protection Plus

Strengths and weaknesses

• Strength: Same price for every filer and income source
• Strength: Pay only when you are ready to file
• Strength: State included
• Weakness: No free tier
• Weakness: Paying with your refund costs $29.95 extra
• Weakness: No tax pro review option listed

Key facts

• Price: $34.99, federal and state
• Support: Email and chat
• Audit Assistance: $34.95 optional

Where it ranks

1040.com is No. 8 in our Best Tax Software verdict.