Cash App Taxes review

Cash App Taxes is the only program here that charges nothing for both the federal and the state return. Block, Inc. says it has filed more than 12 million returns without a filing fee, and the free coverage reaches 1099 income, side gigs, contract work, small business income and sales of stocks or bitcoin. Returns can be prepared on a phone or a computer, calculations and refunds carry vendor guarantees, and refunds deposited into Cash App can arrive up to 5 days early. The catch is the account: you need to download Cash App and verify a phone number to log in, even if you then finish the return on a computer. The page does not list a paid tax pro review, so people who want a second pair of eyes should look at TurboTax, TaxSlayer Premium or FreeTaxUSA Pro Support. For a confident filer with a Cash App account, it is the cheapest complete option.

Who it is for

Filers who already use Cash App and want federal and state returns for $0.

Price

Free federal and state returns; no paid tiers.

No matter your tax situation, you can file your federal and state taxes for free.
Quoted from the vendor pricing page on November 9, 2026.

Key features

• Federal and state filing at $0 for simple and complex returns
• Covers 1099 income, side gigs and small business income
• Stock and bitcoin sales included at no extra cost
• Accurate Calculations and Max Refund guarantees
• Refund deposit into Cash App up to 5 days early

Strengths and weaknesses

• Strength: No charge for state returns
• Strength: Files from a phone or a computer
• Strength: Two-factor authentication with authenticator apps
• Weakness: You must download Cash App and create an account to log in
• Weakness: The early refund only applies when the refund goes into Cash App
• Weakness: The vendor says it is not a tax advisor

Key facts

• Federal price: $0
• State price: $0
• Returns filed: Over 12 million, per the vendor

Where it ranks

Cash App Taxes is No. 2 in our Best Tax Software verdict.