KeenVerdict

Review · Finance & accounting

SurePayroll review

Low-cost online payroll for small businesses and household employers, with unlimited runs and live phone support.

By the KeenVerdict research desk · Updated November 6, 2026

Features (40%)
7.6
Ease of use (30%)
8.4
Value (30%)
8.7

SurePayroll is the cheapest way on this list to get a provider filing payroll taxes for you. The small business plan starts at $29 per month plus $7 per worker, with unlimited payroll runs, federal and state payroll taxes filed and deposited, free 2-day direct deposit, live phone and chat support, multiple pay rates and bonuses, new hire reporting, online pay stubs and a mobile app for employers and employees. Your first state is included; payroll in more states adds $9.99 a month. Watch the add-ons, because they are where the low base price gives some ground back: year-end W-2 and 1099-NEC forms are billed annually at a $50 base fee plus $5 per form, accounting software sync is $4.99 a month and time clock integration starts at $5 a month plus $3 per employee. SurePayroll also offers 401(k) plans, workers' comp and health insurance as separate products. A separate household plan from $39 per month covers families paying a nanny or caregiver, with federal and state taxes filed and deposited automatically.

Who it is for

Very small single-state businesses and families paying a nanny or caregiver.

Price

Small business $29 per month plus $7 per worker; household from $39 per month with one employee.

Unlimited payroll runs, one predictable price starting at $29/month
Quoted from the vendor pricing page on November 6, 2026.

Key features

  • Unlimited payroll runs with free 2-day direct deposit
  • Federal and state payroll taxes filed and deposited
  • New hire reporting and online pay stubs
  • Mobile app for employers and employees
  • Nanny and household payroll plan from $39 per month

Strengths and weaknesses

  • Strength: Lowest base fee among the full-service tools we priced
  • Strength: Live phone and chat support plus free onboarding
  • Strength: Separate plan for household employers
  • Weakness: Multi-state payroll costs $9.99 per month
  • Weakness: Year-end W-2 and 1099-NEC forms are billed at $50 plus $5 per form
  • Weakness: Few HR tools beyond payroll

Key facts

  • Starting price: $29 per month plus $7 per worker
  • Multi-state payroll: $9.99 per month; first state included
  • Year-end forms: $50 base fee plus $5 per form, billed annually
  • Household plan: From $39 per month including one employee
  • Accounting sync: $4.99 per month add-on

Where it ranks

SurePayroll is No. 8 in our Best Payroll Software verdict.

Alternatives we scored

Visit surepayroll.com · Questions or corrections: editorial@keenverdict.com