PlanGuru review

PlanGuru is the lowest-cost way on this list to move a small company's budget out of a spreadsheet. The Single Entity plan costs $83 per month paid annually or $99 monthly, with one user included and extra users at $25 per month. It brings in actuals from QuickBooks Online, Xero or Excel, up to five years of history, and builds budgets and forecasts up to 10 years out on a pre-built 3-way structure, so the income statement, balance sheet and cash flow stay linked. There are more than 20 standard forecasting methods, a formula builder for custom methods, unlimited scenarios, workforce planning and tools for loans and lines of credit. Dashboards come with the $166 Analytics plan, and consolidating departments or locations needs the $333 Multi-Unit plan with three users. PlanGuru lacks the collaboration, ERP connectors and AI features of the larger platforms, so it fits owner-led businesses and nonprofits rather than finance teams of several people.

Who it is for

Small businesses and nonprofits on a tight budget

Price

Single Entity $83 per month billed annually ($99 monthly), 1 user; extra users $25 per month.

single-entity organizations. $ 83 99 /mo. Paid Annually
Quoted from the vendor pricing page on November 12, 2026.

Key features

• Budgets and forecasts up to 10 years
• Pre-built 3-way forecasting structure with 20+ forecasting methods
• Imports from QuickBooks Online, Xero and Excel, up to 5 years of actuals
• Workforce planning and notes payable and line of credit tools
• Multi-Unit Consolidations plan for departments or locations

Strengths and weaknesses

• Strength: Lowest published price on this list at $83 per month
• Strength: Unlimited scenarios per company
• Strength: 30-day money-back guarantee
• Weakness: Single Entity plan includes 1 user
• Weakness: Dashboards need the $166 per month Analytics plan
• Weakness: Consolidation starts at $333 per month

Key facts

• Plans: $83, $166 and $333 per month billed annually
• Forecast horizon: Up to 10 years
• Guarantee: 30-day money back

Where it ranks

PlanGuru is No. 8 in our Best FP&A Software verdict.