Float review

Float is the narrowest tool on this list: it replaces the cash flow spreadsheet rather than the whole budget. It connects to Xero or QuickBooks Online and builds a 13-week rolling cash forecast for day-to-day decisions alongside a monthly forecast that runs up to three years for board conversations and annual budgets. The Growth plan costs $215 per month billed annually or $265 monthly and includes unlimited users, eight scenarios and an onboarding call. Scale, at $315 per month billed annually, adds multi-entity consolidation for up to five entities, with more entities charged extra. Permissions use Admin, Editor and Viewer roles. Float points companies with under 2 million pounds in revenue to a lighter small business plan. The limits are clear: no ERP connectors beyond Xero and QuickBooks, and no departmental budgeting, so it works best next to the accounting system rather than as a full FP&A platform.

Who it is for

Growing companies on Xero or QuickBooks that mainly need cash forecasts

Price

Growth $215 per month billed annually ($265 monthly); Scale $315 per month billed annually.

A$300/mo A$379/mo $215/mo $265/mo
Quoted from the vendor pricing page on November 12, 2026.

Key features

• 13-week rolling cash forecast and monthly forecasts up to 36 months
• 8 scenarios on the Growth plan
• Unlimited users with Admin, Editor and Viewer roles
• Multi-entity consolidation on the Scale plan
• Onboarding service included

Strengths and weaknesses

• Strength: Unlimited users on the Growth plan
• Strength: 14-day free trial with no credit card
• Strength: Short-term and three-year cash views in one tool
• Weakness: Integrates only with Xero and QuickBooks Online
• Weakness: Focused on cash flow rather than full budgeting
• Weakness: Growth plan is for companies over 2 million pounds in revenue

Key facts

• Plans: Growth $215, Scale $315 per month billed annually
• Forecast horizon: 13 weeks rolling and up to 36 months
• Free trial: 14 days, no credit card

Where it ranks

Float is No. 10 in our Best FP&A Software verdict.