Financial Cents review

Financial Cents keeps the plan list short and the entry price low. The Solo plan, at $19 per month billed annually, is limited to single-user firms but includes workflow and to-do lists, workflow automations, client tasks and requests, a client portal, document management, a client CRM, time tracking, invoicing, proposals and engagement letters, e-signatures and the QuickBooks Online integration. A useful billing touch is the option to lock files behind an invoice, so clients pay before they download finished work. Team, at $49 per user billed annually, adds integrated email and unlimited tags and custom fields. Scale, at $69, brings auto follow-ups on client tasks, task dependencies, a branded portal, Zapier and an open API, and integrations with Drake, UltraTax, ProConnect, ProSeries and CCH Axcess. Every plan is a 12-month agreement, and monthly billing needs at least five users, so small firms are effectively paying annually.

Who it is for

Solo bookkeepers and small firms that want workflow, client requests and billing at a published low price.

Price

Solo from $19 per month billed annually; Team $49 and Scale $69 per user per month billed annually.

Solo $19 /month Billed annually
Quoted from the vendor pricing page on November 9, 2026.

Key features

• Workflow and to-do lists with workflow automations
• Client tasks and requests through a client portal with secure file sharing
• Time tracking, invoicing and billing, retainers and project-based billing
• Proposals, engagement letters and e-signatures
• Tax integrations with Drake, UltraTax, ProConnect, ProSeries and CCH Axcess on Scale

Strengths and weaknesses

• Strength: Solo plan includes the full core toolkit for $19 per month
• Strength: 14-day free trial with no credit card
• Strength: Files can be locked behind an unpaid invoice
• Weakness: All plans are 12-month agreements, even when billed monthly
• Weakness: Monthly billing requires at least 5 users
• Weakness: Zapier, open API and tax software integrations need the $69 Scale plan

Key facts

• Plans: Solo, Team, Scale, Enterprise
• Free trial: 14 days, no credit card
• Contract: 12-month agreement on all plans
• Accounting integration: QuickBooks Online

Where it ranks

Financial Cents is No. 3 in our Best Practice Management Software for Accountants verdict.