Checkout.com review

Checkout.com competes with Adyen for large online merchants. Its Unified Payments API connects cards, wallets and local payment methods, and the pricing page lists processing in 150+ currencies with domestic coverage in 45+ countries, which matters for approval rates on cross-border sales. Checkout options include a Hosted Payment Page for a low-code start and Flow components for a custom checkout, and the platform adds machine learning fraud detection, authentication, network tokens, a real-time account updater and payouts to bank accounts and cards. Pricing is not published as a rate card: you choose between a fully flat rate set by your business profile and risk category or interchange++ with granular scheme and processor costs, and you get a quote from sales. The page lists no setup fees, no account maintenance fees and free processing for registered charities. Small businesses will find the sales-led onboarding slow, and there is no self-serve price to compare.

Who it is for

Large online businesses in ecommerce, travel, gaming and fintech that process high volumes across many countries.

Price

See vendor pricing (USD check pending).

US price check pending. See the vendor pricing page.

Key features

• Unified Payments API for cards, wallets and local methods
• Local acquiring in 45+ countries and processing in 150+ currencies
• Machine learning fraud detection and authentication tools
• Hosted Payment Page and Flow checkout components
• Payouts to bank accounts and cards

Strengths and weaknesses

• Strength: Choice of flat-rate or interchange++ pricing
• Strength: No setup or account maintenance fees
• Strength: Dedicated account management
• Weakness: No public rate card, pricing is by quote
• Weakness: Aimed at large merchants
• Weakness: Sales contact needed to start

Key facts

• Pricing models: Flat rate or interchange++
• Currencies: 150+
• Domestic coverage: 45+ countries
• Setup fee: None
• Charities: Free processing in countries it operates

Where it ranks

Checkout.com is No. 8 in our Best Payment Gateways verdict.