Chase Business Complete Banking review

Chase Business Complete Banking is the pick on this list for businesses that handle cash and want a branch nearby. Each statement cycle includes $5,000 of in-branch cash deposits, up to 20 checks and banker transactions, and deposits at Chase ATMs at no additional charge. The account also accepts cards: Chase QuickAccept lets you take payments in the Chase Mobile app with same day deposits at no additional fee, and you can send digital invoices from Chase Business Online. Fraud tools include check monitoring and approval, payment limits and alerts. There is no minimum deposit to open. The cost is a $15 Monthly Service Fee, which Chase waives five ways, such as a $2,000 minimum daily ending balance, $2,000 in eligible Chase payment deposits or $2,000 in Chase business credit card purchases. Fees may apply beyond the included transactions and cash deposits, and checking pays no interest, so fintech accounts cost less for online-only businesses.

Who it is for

Businesses that deposit cash, want branch support and plan to accept card payments.

Price

$15 Monthly Service Fee, waivable five ways including a $2,000 minimum daily balance.

Choose from five ways to waive the $15 Monthly Service Fee, like keeping a $2,000 minimum daily balance
Quoted from the vendor pricing page on November 12, 2026.

Key features

• Chase QuickAccept for card payments in the app with same day deposits at no additional fee
• Digital invoices from Chase Business Online or the Chase Mobile app
• $5,000 of in-branch cash deposits per statement cycle at no additional charge
• Up to 20 checks and banker transactions per cycle, plus free Chase ATM deposits
• Check monitoring, payment limits and alerts for fraud protection

Strengths and weaknesses

• Strength: Branches and ATMs for cash deposits
• Strength: No minimum deposit to open
• Strength: Card acceptance built into the checking account
• Weakness: $15 Monthly Service Fee unless you meet a waiver rule
• Weakness: Fees may apply beyond 20 transactions or $5,000 in branch cash deposits
• Weakness: No interest on the checking balance

Key facts

• Monthly fee: $15 or $0 with a waiver
• Opening deposit: None required
• Free cash deposits: $5,000 per statement cycle in branch

Where it ranks

Chase Business Complete Banking is No. 8 in our Best Business Bank Accounts verdict.